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Ask
Mark Dunbar, 20, about his mother’s new employment status and he has a
clear response: “I am happy for her.” Moments later his mother arrives home
from work. He greets her and the door and then they both walk off into
her bedroom. She changes out of her uniform, which today is a black
blazer with matching skirt and a white blouse into a tank top with matching
shorts. After the clothes swap, she talks to her son for a moment and
goes on to give him his daily medication; he was born with Down syndrome and last
year began to suffer with seizures. Once they reach the kitchen and he
finishes taking the pills with a glass of water, she reminds him about his
doctor’s appointment for the next day, therefore he will be staying home from
school tomorrow and she will not be going in to work.
Denise
Dunbar, 47, is a single mother who lives in Orange, NJ
with her son and three other relatives in a two family house. She has
been working for the financial institution Chase in New York City
since February of this year. However, it has been nearly two years since
she has been employed.
The
Ledger reported in March 2007 that Citigroup would be laying off
workers in an “effort to cut costs and streamline the bank’s unwieldy global
operations”. The article explained further that “positions will be lost
to attrition or relocated from high-cost locations-including London, Hong Kong and New York”. Dunbar worked for Citibank (under the same
Citi umbrella as Citigroup) for 22 1/2-years and was one of the many who laid
off in April of 2007.
“They
were looking to cut back on staff, to downsize. I asked them, ‘Who goes
and who stays?’ and they looked at how long you were there for and that’s how
they made their decision. Also, some people were able to do another
person’s job, so why keep two people who could do the same thing? They
also sent some jobs overseas where they could pay for cheaper labor.”
The
former Citibank teller who worked her way up to Specialist/Business Analyst
then recalls how she felt when she discovered that she would be let go from the
company.
“Honestly
I had two minds; I was happy that I was going to be home for a while and then
the reality hit that, ‘Oh my God, I won’t have a job anymore.’ I would
not be getting up to go to work to take care of the things that I used to do.”
What
is the main advantage of staying home while having a child? Dunbar
said, "It felt good, I was able to get
up and make breakfast for him and put him on the bus for school. When he
got home, I was there to receive him and I had not done that in several
years. It was a good feeling because he [knew] I was there for him and he
was very happy because I was able to do a lot more things with him. If
his school was having some activity, I was able to go and not think of asking
for a day off. I could just jump in the car and go there and he was happy
that [I was] there and to support him. So it was a great experience and I
was happy.” These
days while Dunbar
is at work, family members living in the house await her son’s arrival from
school.
Dunbar explained the compensation she
received from Citibank, “They gave me a buyout and a severance pay for a
year. After they let me go I continued to receive my paycheck.” The
pay allowed Dunbar
to be somewhat comfortable financially. Along with the money, she was
still receiving her same medical insurance. In spite of that, when her
first year of unemployment started to come to an end, Dunbar encountered a crunch with medical
insurance.
“After
receiving everything that I was getting from Citibank, medical insurance was
expensive, so I wasn’t covered for a whole year. And it was kind of hard
because if I had to go to the doctor I had to put [it] off.”
She
filed for unemployment again and was eligible for the unemployment 13-week
extension passed by the House of Representatives. Still, things were not
smooth sailing in her house financially. This played into the major con
of not working.
“Bills
are coming in and you still need to save money. After a while, you have
to start dipping into your savings account to take care of the household
expenses. It came to the point when the reality hit like, ‘Oh my God, I
don’t have a job and I really need to go out and find one’. Then it was
hard to find a job because the business I was in started to really cut back and
they weren’t hiring at the time.”
Due
to the fact that Dunbar was employed and paying taxes in the state of New York, she was listed as unemployed under
that state instead of New Jersey.
According to Bureau of Labor Statistics Data (www.bls.gov)
the unemployment rate in April of 2007 was 4.4%. The rate has now risen
to 7.8% as of March this year.
After grasping her reality, Dunbar went to the New York City Unemployment
Office to attend a one-hour workshop. She met with a counselor who helped
her put together a resume and locate jobs in the banking field. Early
November she applied for a position at Chase in New York City
via the financial institution’s website. She received a call for an
interview mid November, but shortly after received another call indicating that
her interview was cancelled.
“I felt disappointed, but I figured if it
was meant to happen then it would happen”.
January
of 2009, Chase called Dunbar
apologizing and explaining that the position was no longer open at the time she
had applied, but it was currently available. She followed through with
the second opportunity for an interview and soon after landed the job.
Through
her shifts between Citibank, unemployment and now Chase, Dunbar describes her
current employment position as “a great experience”. She adds, “It is the same banking industry [but] there
are new things to learn when you have been out of the working environment for
about two years. But you go to training and get a better understanding of
their system and everything becomes easier.
Her
two-year period of unemployment has not stopped her motivation to move
ahead. She recalls other former co-workers who have fallen into
depression and even talked about how some people even commit suicide due to the
recession because they have nothing to fall back on. Nevertheless, Dunbar refuses to let such things happen,
even if it means she has to start from the bottom in her new Chase position,
“I’m starting off as a teller-but I will be working my way up.”
Ramona Alcantara, a Rutgers-Newark student, is related to the Dunbars. Posted September 2009.